🏠 Mortgage Calculator 📊 Affordability Checker 🔄 Refinance Calculator 📄 Stamp Duty

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Total Stamp Duty
Total Closing Costs
Cash Needed Beyond Deposit
Cost ItemAmount (KES)
Stamp Duty
Legal Fees
Valuation Fee
Registration Fee
Other Fees
Total Closing Costs

⚠️ Important: Stamp duty rates vary by county and property type. These are estimates. Additional county-specific levies may apply. Always confirm with your lawyer.

📌 Understanding Stamp Duty in Kenya

Residential property (house/apartment): 2% of property value in Nairobi, Mombasa, Kisumu, and major municipalities. Some counties charge up to 4%.

Land/Vacant plots: 2% of land value (varies by county, some up to 4%).

Commercial property: Typically 4% of property value.

First-time buyers: Check with your county for any exemptions or reductions. Some counties offer lower rates for first-time home buyers.

Who pays: The buyer pays stamp duty. It must be paid within 30 days of signing the sale agreement to avoid penalties.

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